For parents
Plan school-fee payments around an agreed instalment schedule, subject to assessment and approval.
Learn more
School-fee financing · Coming to Lagos
School fees,
paid on your schedule.
We’re building a simpler way for parents to spread school-fee payments, working with schools and employers. Launching first in Lagos.
The timing problem
A school term starts on schedule. Household cash flow does not always follow.
School fees can arrive as one large payment even when income comes in monthly. Instu Finance is developing a way for eligible parents to spread that cost across an agreed schedule, while approved financing goes directly to the school.
Education matters every term. The timing of a fee should not make planning harder than it needs to be.
Built for an education ecosystem
One challenge. Three important partners.
A thoughtful model designed around the people who make education possible.
For schools
Explore a partnership designed around verified invoices, parent referrals and direct settlement.
Learn moreFor employers
Offer eligible employees access to a voluntary education-finance benefit without automatically guaranteeing financing.
Learn moreHow it will work
Clear steps, from interest to repayment.
The final application process and terms are still being developed.
- 01
Register your interest.
- 02
When applications open, submit your details for assessment.
- 03
If approved, financing is paid directly to your school.
- 04
Repay according to your agreed schedule.
What we’re working towards
A more manageable way to meet education costs.
An agreed instalment schedule for approved financing
Payment made directly to the verified school
A clear assessment before any financing decision
Options designed for primary, secondary and sixth form fees
Is Instu Finance live yet?
Not yet. We are preparing to launch first in Lagos.
Does joining guarantee financing?
No. Applications will be assessed when they open, and approval is not guaranteed.
Who receives the funds?
For approved financing, payment is intended to go directly to the verified school.
Launching first in Lagos